Coming to Chicago — fall 2026

The money app built for the Chicago grind

You're paying some of the highest taxes in the country and still trying to build something. Charlie helps your money work as hard as you do — automatically.

🎉 You're on the list. We'll be in touch.

No spam. Only when there's something worth saying.

$2,100
Average monthly rent in Chicago
10.25%
Chicago sales tax — highest in the US
$840
wasted yearly on unused subscriptions

The problem

Chicago takes a big cut. Your money app isn't fighting back.

Between state income tax, city tax, property tax, and sales tax on everything, Chicago residents pay more than almost anywhere else. You're not imagining it — the math is just harder here. And most budgeting apps were built for somewhere with a lower cost of living and simpler tax situation.

Charlie is different. Instead of showing you a dashboard of problems, it moves money before you spend it, finds subscriptions that are quietly draining your account, and identifies opportunities you'd never catch manually. Built to act, not just report.

Made for Chicago's pace. Launching fall 2026.

Everything you need. None of the work.

⚡
Auto money moves
Charlie spots when you have extra cash after bills and moves it to savings automatically — before it gets absorbed by the next thing that comes up.
🔍
Subscription audit
The average Chicagoan wastes $70/month on subscriptions they forgot about. Charlie finds every one of them and helps you cut what you don't use.
📈
Wealth building on autopilot
Saving is step one. Charlie spots the right moves to grow your net worth over time — without requiring you to become a spreadsheet person.
🧠
Knows your cash flow
Rent due on the 1st. Paycheck hits on the 15th. Heating bill spikes in January. Charlie understands your real financial calendar and works with it.

Why Chicago is different

A city with real costs that deserve a real solution

Chicago has a lot going for it financially compared to New York or LA — housing is more reasonable, salaries are competitive, and the cost of living is manageable if you're intentional about it. The problem is that "intentional" requires time and attention that most people don't have.

Charlie closes that gap. It doesn't require you to be a personal finance enthusiast to get results — it just runs in the background and makes the moves you'd make if you had the time. That's the whole idea.

Ready to stop losing ground every month?

Join Chicagoans getting early access to Charlie this fall.

🎉 You're on the list.

No spam. Only when there's something worth saying.

🎉 You're on the list!