Now available in New York

The money app built for the New York hustle

You're working harder than ever and still watching your money disappear. Charlie fixes that — automatically.

🎉 You're on the list. We'll be in touch.

No spam. Only when there's something worth saying.

$3,100
Average monthly rent in NYC
68%
of New Yorkers live paycheck to paycheck
$840
wasted yearly on unused subscriptions

The problem

New York is expensive. Your money app isn't helping.

You make decent money. You know what you should be doing — saving more, spending less, investing something. But at the end of every month, you open your banking app and wonder where it all went.

Most money apps show you the problem. Charts of your spending. Breakdowns of your categories. More data to feel bad about. Charlie does something different: it acts. When you have extra cash, it moves it. When you're paying for something you forgot about, it flags it. When there's an opportunity, it tells you — and then helps you take it.

Built for the pace of New York. Not for people who have time to obsess over spreadsheets.

Everything you need. None of the work.

⚡
Auto money moves
Charlie spots when you have extra cash — lighter bills, a bonus, a slow spending week — and moves it to savings before you spend it on something you'll regret.
🔍
Subscription audit
The average New Yorker wastes $70/month on subscriptions they forgot about. Charlie finds them and helps you cut the ones you don't use.
📈
Wealth building on autopilot
Saving money is step one. Charlie identifies the right moves to actually grow your net worth — without requiring a finance degree.
🧠
Knows your life
Rent is due the 1st. Your paycheck hits on the 15th. Charlie understands your cash flow and works around it — not against it.

Why New York is different

A city that demands more from your money

Living in New York means your financial decisions move faster and hit harder than anywhere else. A delayed emergency fund isn't just stressful — it's one bad month away from a real crisis. A forgotten subscription isn't $10 wasted, it's $10 you needed for something else.

Charlie was built with that reality in mind. It doesn't just track where you've been — it helps you get ahead. Fall 2026.

Ready to stop wondering where your money went?

Join New Yorkers getting early access to Charlie this fall.

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No spam. Only when there's something worth saying.

🎉 You're on the list!